About Garnishment Pushback
Garnishment Pushback exists to give people a clear, do-it-yourself path to stopping, reducing, or fighting a wage or bank-account garnishment — and protecting the money the law says is exempt — without automatically handing a law firm or "debt relief" company a cut of their paycheck.
Why this site
When a garnishment hits, most people don't know their options: that federal and state law cap how much can be taken, that some income (Social Security, disability, and other benefits) is protected, that you can claim exemptions, file an objection, or challenge a defective judgment. When people search for help, they mostly find law-firm marketing or paid services. Almost no one just hands you the plain-English steps and the forms to file. That is the gap this site fills.
Who runs it
My name is Andrea. I research and write every guide here, and I keep them updated. I am not a lawyer, a debt-relief company, or a court, and this site is not affiliated with any of them — it is an independent, debtor-first resource.
How the content is made
Each guide is built from primary sources: the federal wage-garnishment limits under the Consumer Credit Protection Act (Title III), state exemption statutes, IRS levy rules, and standard court garnishment procedure. Where a limit, exemption, or deadline varies by state or by the type of debt — and it almost always does — we say so and point you to where to confirm it. Our guides are drafted with the assistance of AI tools and are then reviewed and edited by a human editor, Andrea Papa, who holds editorial responsibility for what we publish; we publish only after human review.
Editorial independence
We are not paid by law firms, debt-relief companies, or creditors, and we do not take a cut of anything. The site is supported by advertising. Our goal is simple: help you understand your rights and act on them yourself.
Important
Everything here is general information, not legal or financial advice, and no outcome is guaranteed. Garnishment limits, exemptions, and deadlines vary by state and by the type of debt and can change — always verify with the court on your paperwork, your state's exemption statutes, or a licensed professional. Questions? Email hello@garnishmentpushback.com.